I have a three stone diamond engagement ring, and one of the stones looks like it has a crack inside of it?

It is one of the diamonds on the side. There appears to be a dark line running down the middle, about half way. There is also a small darker spot on the side near the setting. I thought maybe it was a reflection, but wouldn’t it be on the other side too? What can be done?
Took everyone’s answers into consideration, will do. Thanks for the help

Nothing can be done. It’s not a crack it’s a feather….it just means the clarity on that diamond isn’t very good. It’s a natural flaw and you will find them in all diamonds except Flawless ones. The smaller dark spot is carbon, everything see in the diamond is normal. Insurance won’t do anything…it’s just the characteristics of the diamonds. If you purchase anything with the clarity of VS1 or better, you won’t see anything flaws to the naked eye. So I’m guessing your diamond is an SI1 or lower in clarity…if that has much carbon and feathers as your seeing than it’s most likely an I1 or I2.

Here is a sight that will explain the clarity to you.
http://www.bluenile.com/diamond-clarity

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